Serving Charlotte & Mecklenburg County
Buy Here Pay Here in Charlotte, NC
Looking for buy here pay here in Charlotte, NC? Winn Auto & Services finances our own vehicles, so your approval happens right at the dealership — not at a bank. Charlotte buyers can browse online, apply in minutes, and ask about vehicle delivery to the Charlotte area.
Delivery to Charlotte
Found the right vehicle but can't make the trip? Once your financing is approved, ask about having your car, truck, or SUV delivered to the Charlotte area. Call (704) 380-2744 for details.
45 minutes away
We're at 2039 Shelton Ave, Statesville, NC 28677 — about 40 miles from Charlotte. Browse everything online before you visit, or handle the whole purchase from your phone.
Easy in-house financing
We are the lender. Your application is reviewed by our team in Statesville — not a bank committee — with clear, fixed bi-weekly payments.
Delivery to Charlotte
Can't make the drive? Ask about having your vehicle delivered to the Charlotte area after your financing is approved.
Worth the short drive
We're about 45 minutes up I-77 in Statesville — small-dealership pricing without the big-lot pressure.
Common questions from Charlotte buyers
Do you check credit for buy here pay here financing?
No. Our in-house financing is based on your down payment and steady income — not your credit score. You're approved right here at the dealership.
How much money down do I need?
Down payments vary by vehicle, and the exact amount is shown on every listing. Browse the inventory, find a vehicle that fits your budget, and apply online in minutes.
Can I have a vehicle delivered to Charlotte?
Yes — after your financing is approved, ask about delivery to the Charlotte area. Or make the 45-minute drive up I-77 and drive it home the same day.
Do you serve buyers from anywhere besides Charlotte?
Yes — we serve drivers within a 100-mile radius of Statesville, including Huntersville, Mooresville, Concord, Gastonia, Hickory, and Winston-Salem.
How it works
- 1
Browse online
See our full inspected inventory with pricing and down payments right on each vehicle.
- 2
Apply in minutes
Our financing application is online and reviewed by our own team — not an outside bank.
- 3
Drive home
Pick up your vehicle in Statesville, or ask us about delivery options to your area.
Serving Mecklenburg County
Winn Auto & Services proudly serves drivers in Charlotte and across Mecklenburg County, and throughout a 100-mile radius of Statesville — including Charlotte, Hickory, Mooresville, Concord, Gastonia, and Winston-Salem. Full-service auto center on-site: state inspections, tires, brakes, oil changes, and repairs.